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Easy Money

Bank like a local, all across Europe

  • Budget with up to 25 sub-accounts

  • Spend and save in 16 currencies

  • Add multiple European IBANs

Spend & Save


Easy Budgeting

Budget effortlessly with up to 25 sub-accounts, and have your payments categorized automatically.

  • Monthly spending insights

  • Individual IBANs for each of your sub-accounts

  • Incoming payments automatically sorted into your budget


Multiple Cards

Get a free Maestro or Mastercard as soon as you sign up, and create up to 25 virtual Mastercards for safer online shopping.

Effortless Savings

Automatically add to your savings every time you spend, and earn a massive 1.31% interest on deposits.

Hassle-Free Travel


Local Currencies

Save and spend in USD, GBP and 14 other currencies and make international transfers without leaving the app.



Easily send and receive payments from abroad with zero added fees with multiple NL, DE, ES, FR & IE IBANs.


Planning a trip? With no added fees when you spend overseas, you’ll automatically save 3% just by using your bunq card.

Take 100% control of your bank security

Sign up in 5 minutes

Open your account in just 5 minutes,
directly from your smartphone.
Get started